| 05 December 2009
Using Credit Cards Wisely (Family Money Essential Series) Christmas 2009 is just around the corner. Many Americans reach for the plastic when they go Christmas shopping. Listen in as Heath and David talk about every thing you ever needed to know about credit cards. |
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David and Heath start out the show talking about the history of credit cards.
RELEVANT LINKS:
The History of Credit Cards
The Credit Card Accountability Responsibility and Disclosure Act of 2009
In the second segment of the show, Heath and David continue the discussion of the topic of credit cards. Heath and David discuss their first expereince using with credit cards. Unfortunately all too many of us learn the hard way when it comes to those credit card offers we receive in the mail.
David and Heath talk about the importance of teaching your kids about credit cards. Most of us will admit that no one warned them of the dangers of credit cards.
Heath and David also talk about:
- Should you even have a credit card?
- The role of credit cards in building your credit.
- Retailer credit cards that offer zero percent, same-as-cash financing.
- The upcoming changes in credit card laws that are scheduled to take effect in early 2010.
- Teaching your kids about money and credit.
- and much more!
In the third and fourth segment of the show Heath and David discuss:
- What to do when you can't make your credit card payments.
- What options do you have if you are falling behind on your credit card bills?
- Handling the endless collection calls.
- Should you file bankruptcy over credit card debt?
- Should you even have a credit card?
- tune in to hear more valuable advice from Heath and David!
Relevant Links:
Heath talked about the Statute of Limitations when it comes to credit card debt:
Click HERE to see a map of each state's Statue of Limitations laws in regards to credit card debt.
Click on the link below to listen to the streaming audio. (Note: depending on your connection speed, it may take a minute or so to load before it starts to play)
